Texas Loan Rates and Terms
Click Here to Download Texas Rates And Terms as a PDF
Availability of Single Lump Sum Loans
Fast Cash Now arranges loans online or at a store near you.
Governing Law
The loan agreement and Credit Services Organization (CSO) will be governed by the applicable laws of Texas.
Credit Services Organization (CSO)
Loans in Texas are made by M & M Investments, LLC. Credit approval is subject to the applicable lender's credit standards.
Actual loan terms (including maximum loan amounts) may vary by applicant. Additional fees may apply if not repaid as agreed. Each
lender requires certain supporting documentation with each new application. Complete disclosures of APR, fees, and payment terms are
provided with each loan and are available from the lenders. For loans in Texas, applicant must retain Fast Cash Now as a credit services organization.
Maximum Single Lump Sum Loan Amount
The maximum loan amount for Texas is $1000.00
Fee Schedule for Single Lump Sum Loans
| ANNUAL PERCENTAGE RATE (“APR”) |
FINANCE CHARGE This is the total dollar amount the credit will cost you |
AMOUNT FINANCED This is the amount of your loan |
TOTAL OF PAYMENTS The total amount you will have paid after you pay all payments |
STANDARD TERM How long you have to pay off this loan |
|
|||||
661.77% |
$304.60 |
$100 |
$404.60 |
168 days |
|
|||||
661.77% |
$913.80 |
$300 |
$1,213.80 |
168 days |
|
|||||
661.77% |
$1,522.90 |
$500 |
$2,022.90 |
168 days |
|
|||||
661.77% |
$2,284.49 |
$750 |
$3034.49 |
168 days |
|
|||||
661.77% |
$3,045.98 |
$1,000 |
$4,045.98 |
168 days |
|
|||||
Finance Charge Schedule: The APR calculation is based on a loan with a Standard 168-day term. Your APR may be different if your loan is not the standard 14 days. The APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your promissory note.
Late Fee: The greater of 5% of the payment due or $10.00 if payment is in default for a period of 10 days or more.
NSF Fee: If your bank dishonors a payment item for any reason, than you will be charged an NSF fee of $30.00.
This business is licensed and examined by the State of Texas � Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the Consumer Credit Commissioner, 2601 N. Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.state.tx.us, www.occc.state.tx.us
• Click here to view our Amarillo, Texas CAB License
• Click here to view our El Paso, Texas Dyer St. CAB License
• Click here to view our El Paso, Texas Dyer St. Registration
• Click here to view our El Paso, Texas Lee Trevino CAB License
• Click here to view our El Paso, Texas Lee Trevino Registration
An advance of money obtained through a Single Lump Sum Loan or auto title loan is not intended to meet long–term financial needs. A Single Lump Sum Loan or auto title loan should only be used to meet intermediate short–term cash needs. Renewing the loan rather than paying the debt in full when due will require the payment of additional charges.
Fee Schedule for Single Payment Auto Title Loans
| ANNUAL PERCENTAGE RATE (“APR”) |
FINANCE CHARGE This is the total dollar amount the credit will cost you |
AMOUNT FINANCED This is the amount of your loan |
TOTAL OF PAYMENTS The total amount you will have paid after you pay all payments |
STANDARD TERM How long you have to pay off this loan |
|
|||||
304.34% |
$25.85 |
$100 |
$125.85 |
30 days |
|
|||||
304.34% |
$77.55 |
$300 |
$377.55 |
30 days |
|
|||||
304.34% |
$129.24 |
$500 |
$629.24 |
30 days |
|
|||||
304.34% |
$193.86 |
$750 |
$943.86 |
30 days |
|
|||||
304.34% |
$258.48 |
$1,000 |
$1,258.48 |
30 days |
|
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Finance Charge Schedule: The APR calculation is based on a loan with a Standard 14-day term.
Your APR may be different if your loan is not the standard 30 days. The APR of your loan will be disclosed
in the federal Truth-In-Lending Statement contained in your promissory note.
Late Fee: The greater of 5% of the payment due or $10.00 if payment is in default for a period of 10 days or more.
NSF Fee: If your bank dishonors a payment item for any reason, than you will be charged an NSF fee of $30.00.
This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the
Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of the
Consumer Credit Commissioner, 2601 N. Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579,
consumer.complaints@occc.state.tx.us,
www.occc.state.tx.us
• Click here to view our Amarillo, Texas CAB License
• Click here to view our Amarillo, Texas Registration
• Click here to view our El Paso, Texas Dyer St. CAB License
• Click here to view our El Paso, Texas Dyer St. Registration
• Click here to view our El Paso, Texas Lee Trevino CAB License
• Click here to view our El Paso, Texas Lee Trevino Registration
An advance of money obtained through a Single Lump Sum Loan or auto title loan is not intended to meet long-term financial needs. A Single Lump Sum Loan or auto title loan should only be used to meet intermediate short-term cash needs. Renewing the loan rather than paying the debt in full when due will require the payment of additional charges.
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